Obama Quietly Passes myRA Bill Using Cuba Swap as Diversion

While everyone sat around gawking at how great this president of ours is because he sanctioned the release of three Cubans jailed in the U.S. in return for Alan Gross, Obama quietly moved forward with one of his promises outlined in last January's State of the Union. In that address he spoke about the difficulty many have with regards to saving for their retirement, and as always devised a way in which the government can take over another industry because we the American people are just too stupid to know what’s best for us.  

The President said on January 28, 2014,

Let’s do more to help Americans save for retirement. Today, most workers don’t have a pension. A Social Security check often isn’t enough on its own. And while the stock market has doubled over the last five years, that doesn’t help folks who don’t have 401(k)s. That’s why ... I will direct the Treasury to create a new way for working Americans to start their own retirement savings: myRA.

We have seen with the "affordable care act" appropriately named Obamacare that when the government takes over an industry it leads to failures on every level, a lack of accountability, and eventually becomes a bureaucratic mess. Remember when we heard "if you like your plan you can keep it?" or "if you like your doctor you can keep him or her?" Yeah, don't we all!! Fast forward to the present day and both of those statements have proven to be complete lies.  So what makes anyone think that a government takeover of the retirement industry would in any way be helpful to the American people?

I'm sure everyone remembers the name Jonathan Gruber... You know the guy who was caught on video speaking about the stupidity of the American voter and how they must make laws like Obamacare so complex in their wording that we the dumb voters wouldn't know what we’re looking at anyway.  Well this moron has ties to the myRA bill as well. 

According to the Agenda for Shared Prosperity, 

"William Gale, Jonathan Gruber, and Peter Orszag of the Hamilton Project (Gale et al. 2006) have proposed that employers automatically enroll employees in individual accounts, choose appropriate investments, roll funds over when workers leave, and convert lump sums to annuities upon retirement—though workers can opt out of any of these default choices.

The authors also call for converting tax deductions into refundable tax credits. This is the most important but least discussed part of the proposal, probably because it benefits neither the financial industry nor well-off households.

The Hamilton Project plan, if adopted in its entirety, would increase retirement savings and make the system more equitable. But it retains many of the flaws of our current system: workers continue to bear the financial risk of defined-contribution plans and pay high fees to private money managers; participation is not mandatory; employers are not required to extend coverage or make contributions; and workers can continue to access funds for reasons other than retirement."

There you have it!! Jonathan Gruber is part of the gang that is pushing for employers to AUTOMATICALLY ENROLL employees in these individual accounts, choose appropriate investments, roll over funds, and so on. Then he goes on to explain that participation is not mandatory.  So which is it?  Is it mandatory or isn't it? This is more of the contrived language that Gruber was famous for in the Obamacare law.  Their intention is to confuse the shit out of the American voter to the point at which they say screw it and try and believe that the government really does have our best interest in mind. 

Along with the brainchild Johnathan Gruber, we also have another moron in the mix with regards to the myRA debacle.  Her name is Teresa Ghilarducci who according to Wikipedia,  is a labor economist and internationally-recognized expert in retirement security and is the Irene and Bernard L. Schwartz Chair of Economic Policy Analysis and director of the Schwartz Center for Economic Policy Analysis in the Department of Economics at The New School's New School for Social Research. 

U.S. New and WorldReport calls her a 401(k) foe and the Most Dangerous Woman in America. According to Ghilarducci the government would "spread the wealth" and ensure each and every American who is obligated to pay into the myRA account a return on their investment.  So basically the government will invest your money for you in bonds and guarantee a return on that investment.  But the only thing she’s not telling you is that the government doesn't actually make any money itself.  As a result who would invest your money for you?  

When you go to an accountant or money manager to decide how to invest your money that individual has a vested interest in seeing that you receive a return on your investment.  What is the vested interest for the government to ensure you receive a return on your investment? There is no vested interest because they have your money and if you do not see a return on that investment you have no choice but to live with the consequences.  Additionally if the plan fails who will be left on the hook to pull it out of the doldrums, the tax payer.  As with any other failed government program or policy, the liability inevitably falls on the American tax payer to provide an out for the federal government. 

So while you sit there and watch this pathetic excuse of a president go on TV and make up yet another news headline to hide what is really going on behind the closed doors of the White House, you must keep in mind the famous words of Obama's buddy Rahm Emanual "Never let a crisis go to waste".  This is the perfect analogy to everything this president does. Whether it be a true crisis, or made up news headline to draw public attention away from what is really going on, we must all remain cognizant and keep asking the question what is this president really up to?

-Young Conservative 

@Steve0423

Facebook.com/WhyTheLeftIsntRight

#tcot #RedNationRising

American Values

Over recent years with the growth in popularity of the liberal progressive and the self proclaimed hipster we have seen a steep decline in the number of young people who partake in faith based activities or attend a Church, Synagogue, or other Judeo-Christian type of religious institution.  This is a scary trend, and if it continues could result in troubling times for this country.

To truly understand this countries Judeo-Christian roots we must go back to the time this country was founded, and why it was founded.  One of the reasons many of the first colonists decided to make the arduous journey across the Atlantic to come here was for religious freedom.  Throughout Europe Christians were persecuted for their beliefs and they came here in search of religious freedoms they did not get in their home land.

As a result they came here with the mindset they could practice their religion free from persecution.  This was the mindset that inspired the founders to draft the documents that went on to shape the very framework of the country we live in today, a country that has stood for over 200 years.

Fast forward to the present day and the state of affairs in this country is becoming quite similar in comparison to what our ancestors left when they fled Europe roughly 250 years ago.  As the government under the current president, Barack Obama, and one of the most liberal slates of judges the supreme court has ever seen, continues to chip away at the founding document of this country the Constitution, we Christian conservatives are under attack  Our very values are being mocked and ridiculed as the government makes its way into places it shouldn't be in the first place.

Take the case regarding Hobby Lobby, the government through the "Obamacare" is attempting to force a company founded by individuals with strong Christian values to go against what they believe and offer contraception to their employees.  Many in this country feel that contraception is a so called "right".  This is where many liberal progressives get it wrong.  We as citizens aren't entitled to anything from the government other than the freedoms to pursue our own happiness.  When the government steps in and begins instructing specific entities to provide for others at the cost of ones labor or well being it infringes on anothers right to life, liberty and happiness.

As a result we must become keenly aware of the practices of the ever growing, tyrannical government that we are beginning to see develop.  As the government grows and influences various classes and groups of people they create dissidence between the masses and pit one group against another.  As the dissidence grows so does the fighting amongst the masses giving the government even more power to influence its citizens. To combat this we must teach the future citizens of this country what it means to be an American, and what this country was founded upon to instill in them the will to keep our faith and our values alive for many years to come.